Bill Diaz Photo Not Available
Bill Diaz| NMLS# 64456
Mortgage Advisor

Blog Articles

Switching Terms with a Refinance

Switching Terms with a Refinance

Posted on

Although rates are always changing, as of right now, they have quietly fallen over the past few months. Many

Read More
Why a Refinance of a Mortgage Can Still Make Sense

Why a Refinance of a Mortgage Can Still Make Sense

Posted on

When consumers first think of refinancing an existing mortgage loan, typically it’s because

Read More
NJ Housing Outlook 2019: Mortgage Rates Leveling, Home Prices Rising

NJ Housing Outlook 2019: Mortgage Rates Leveling, Home Prices Rising

Posted on

Mortgage rates rose steadily during the first half of 2018, and have since leveled off a bit. Looking

Read More
FHA Mortgage Insurance Premiums in New Jersey Unchanged for 2019

FHA Mortgage Insurance Premiums in New Jersey Unchanged for 2019

Posted on

Sorry home buyers. FHA mortgage insurance premiums in New Jersey won’t be reduced anytime soon. That

Read More
Forecast: New Jersey Mortgage Rate Predictions for 2019

Forecast: New Jersey Mortgage Rate Predictions for 2019

Posted on

Mortgage rates in New Jersey and nationwide have leveled off a bit over the past few weeks, and that trend

Read More
Average Credit Score and Debt Ratio for FHA Loans in New Jersey, Q2 2018

Average Credit Score and Debt Ratio for FHA Loans in New Jersey, Q2 2018

Posted on

A recent report revealed the average credit score among home buyers in New Jersey and nationwide. The average

Read More
In New Jersey, FHA Loans Accounted for Nearly 30% of Home Purchases

In New Jersey, FHA Loans Accounted for Nearly 30% of Home Purchases

Posted on

Federal Housing Administration (FHA) home loans are a popular financing path among New Jersey home buyers. In

Read More
Forecast: Home Prices in New Jersey Could Outpace the Nation in 2019

Forecast: Home Prices in New Jersey Could Outpace the Nation in 2019

Posted on

A fresh round of housing forecasts suggest that home prices in the state of New Jersey could rise faster than

Read More
Report: Down Payments Below 20% Are Common in New Jersey

Report: Down Payments Below 20% Are Common in New Jersey

Posted on

Many home buyers in New Jersey believe that they have to make a down payment of at least 20% to qualify for a

Read More
Housing Affordability Is an Issue for Some Buyers in New Jersey, Nationwide

Housing Affordability Is an Issue for Some Buyers in New Jersey, Nationwide

Posted on

Summary: The two biggest issues in housing markets across the country right now are a lack of affordability

Read More
Report Shows What an ‘Average’ FHA Borrower in New Jersey Looks Like

Report Shows What an ‘Average’ FHA Borrower in New Jersey Looks Like

Posted on

Once per quarter, the Department of Housing and Urban Development (HUD) sends a report to Congress with

Read More
Report: Access to New Jersey Jumbo Loans Improves in 2018

Report: Access to New Jersey Jumbo Loans Improves in 2018

Posted on

Home prices in New Jersey have climbed steadily over the last few years, and the general consensus is that

Read More
Report: FHA Loans Favored by Many First-Time Buyers in New Jersey

Report: FHA Loans Favored by Many First-Time Buyers in New Jersey

Posted on

Home loans insured by the Federal Housing Administration (FHA) are one of the most popular financing tools

Read More
Report Shows Median Down Payment in New York-Newark-Jersey City Metro Areas

Report Shows Median Down Payment in New York-Newark-Jersey City Metro Areas

Posted on

What does the average down payment on a house look like in New Jersey? For those who live in the New

Read More
Report: PMI Helped Thousands of New Jersey Home Buyers Last Year

Report: PMI Helped Thousands of New Jersey Home Buyers Last Year

Posted on

Home buyers are sometimes disappointed to learn that they need private mortgage insurance on their home

Read More